Car finance & leasing
Drive now, pay monthly. Car finance made simple.
Estimate your monthly instalment, compare bank and Islamic car finance from 6 partners, and apply once — we forward your request to the right bank.
Instalment calculator
Estimated monthly instalment
- Loan amount
- Total interest
- Total payable
Indicative only. Actual rates depend on KIBOR, bank policy and your profile. Islamic products use profit rates instead of interest.
Apply with these numbersBanks & leasing partners
Figures are shown only for products verified against the bank's published terms (with source and date). Unverified products say 'Rates on request'. The bank confirms the final rate after evaluating your profile.
Used-car screening policy: cars up to 6 years old (model year) can be checked for instalment estimates. Older cars go to a manual assessment. This is Car.net.pk's screening rule, not a bank policy.
Meezan Bank Car Ijarah
Rates on request
We forward your request to Meezan Bank Car Ijarah and they quote the current rate, tenure and down payment for your profile.
Apply via MeezanBank Alfalah Auto Loan
Rates on request
We forward your request to Bank Alfalah Auto Loan and they quote the current rate, tenure and down payment for your profile.
Apply via BankHBL Car Loan
Rates on request
We forward your request to HBL Car Loan and they quote the current rate, tenure and down payment for your profile.
Apply via HBL
MCB Car4U
Rates on request
We forward your request to MCB Car4U and they quote the current rate, tenure and down payment for your profile.
Apply via MCB
UBL Drive
Rates on request
We forward your request to UBL Drive and they quote the current rate, tenure and down payment for your profile.
Apply via UBL
Faysal Bank Car Finance
Rates on request
We forward your request to Faysal Bank Car Finance and they quote the current rate, tenure and down payment for your profile.
Apply via FaysalAm I eligible?
Typical requirements — each bank has its own policy.
- Pakistani national, age 22–65 with valid CNIC
- Salaried: minimum PKR 50,000 monthly income and 6 months in current job
- Business: 1+ year in business with NTN / bank statements
- Down payment of 15% – 30% of the car price
- Clean credit history (e-CIB) — no defaults
- Used cars usually up to 8–10 years old at end of tenure
Documents you will need
How the process works
- 1Submit the request — we call to confirm car, price and preferred bank.
- 2Share documents on WhatsApp; we submit the application to the bank.
- 3Bank evaluates the car and your profile (5–7 working days).
- 4Approval, down payment, insurance and delivery of your car.
Financed cars need comprehensive insurance
Get quotes before the bank bundles one
Finance FAQs
Yes — several banks and leasing companies finance used cars up to a certain age (usually under 8–10 years) with a down payment of 20–30%. Use the calculator on the Car Finance page and submit a request to receive offers.
Typically CNIC, proof of income (salary slips or bank statements), proof of address and, for business owners, NTN and business documents. The partner bank will confirm the exact list.