Car insurance
Insure your car. Compare quotes for free.
Tell us about your car once. We collect comprehensive and third-party quotes from Pakistan's leading insurers and send you the best options — free.
Typical premium in Pakistan
Comprehensive cover usually costs 1.5% – 3.5% of the car value per year.
- Car worth PKR 20 Lakh
- 1.5% – 2.5%
- Car worth PKR 50 Lakh
- 1.5% – 3.0%
- Car worth PKR 1 Crore
- 1.8% – 3.5%
Tracker installation, no-claim history and the car's age change the rate.
Compare, don't guess
Quotes from 2–3 licensed insurers so you see the real market rate.
Free — no fees
We never charge for quotes. You pay the insurer directly.
One working day
Most customers get their quotes within 24 hours on email and WhatsApp.
Claims support
Our team helps you understand the policy and the claim process.
Comprehensive vs third party
Two kinds of car insurance — here is the difference in plain words.
Comprehensive
- Your own car: accident damage, theft, fire, riots, floods
- Third-party injury and property damage
- Cashless repairs at approved workshops
- Optional: tracker, personal accident cover, zero depreciation
- Premium ≈ 1.5% – 3.5% of car value per year
Third party only
- Damage or injury you cause to other people and their property
- Legally required to drive in Pakistan
- Lowest premium — a few thousand rupees a year
- Does NOT pay for your own car's damage or theft
- Good for older, low-value cars
Quotes from insurers like
Car.net.pk is not an insurer. Quotes are issued by licensed insurance companies.
What insurers will ask
- Registration book / smart card and CNIC copy
- Current market value of the car (we help estimate it)
- Whether a tracker is installed
- Previous policy and claim history, if any
Buying on finance?
Calculate instalments and compare bank rates
Book a car inspection
Some insurers ask for a pre-insurance inspection
Insurance FAQs
Comprehensive (covers accident damage, theft and third-party liability) and third-party only. Submit your car details on the Car Insurance page and our partner insurers send quotes within one working day.
No. We collect your request and pass it to licensed insurance partners who quote and issue the policy. There is no fee for getting quotes.