Car insurance
Insure your car. Compare quotes for free.
Tell us about your car once. We collect comprehensive and third-party quotes from Pakistan's leading insurers and send you the best options — free.
Compare, don't guess
Company-wise rate, premium and parts depreciation — confirmed figures only.
Free — no fees
We never charge for quotes. You pay the insurer directly.
One working day
Most customers get their quotes within 24 hours on email and WhatsApp.
Claims support
Our team helps you understand the policy and the claim process.
Compare comprehensive insurance offers
For an insured value of PKR 13 Lakh (18-year-old car). Rate %, premium and parts depreciation are shown only where the insurer has confirmed them — otherwise we request a quotation for you.
TPL Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Habib Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Adamjee Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
EFU General Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Jubilee General Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
UIC (United Insurance)
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Askari General Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
IGI General Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Alfalah Insurance
Comprehensive
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Salaam Takaful
Comprehensive · Takaful (comprehensive)
- Rate
- —
- Premium / year
- Request quotation
- Parts depreciation
- Subject to quotation
Rate % — yearly premium as a percentage of the insured value, before charges and taxes.
Parts depreciation — the deduction applied to replaced parts at claim time by the car's age; a zero-depreciation endorsement removes it where offered.
Comprehensive — accident, theft, fire, natural disaster and third-party liability, subject to each plan's excess, tracker requirement and exclusions.
Comprehensive vs third party
Two kinds of car insurance — here is the difference in plain words.
Comprehensive
- Your own car: accident damage, theft, fire, riots, floods
- Third-party injury and property damage
- Cashless repairs at approved workshops
- Optional: tracker, personal accident cover, zero depreciation
- Premium ≈ 1.5% – 3.5% of car value per year
Third party only
- Damage or injury you cause to other people and their property
- Legally required to drive in Pakistan
- Lowest premium — a few thousand rupees a year
- Does NOT pay for your own car's damage or theft
- Good for older, low-value cars
Insurers on Car.net.pk
Car.net.pk is not an insurer. Quotes are issued by licensed insurance companies.
What insurers will ask
- Registration book / smart card and CNIC copy
- Current market value of the car (we help estimate it)
- Whether a tracker is installed
- Previous policy and claim history, if any
Buying on finance?
Calculate instalments and compare bank rates
Book a car inspection
Some insurers ask for a pre-insurance inspection
Insurance FAQs
Comprehensive (covers accident damage, theft and third-party liability) and third-party only. Submit your car details on the Car Insurance page and our partner insurers send quotes within one working day.
No. We collect your request and pass it to licensed insurance partners who quote and issue the policy. There is no fee for getting quotes.